Simpleros Digital Bonds: 10.5% Annual Interest, Starting from €250

Simpleros’ second digital bond funding round is open on CrowdedHero. Investors can participate from €250, with a fixed annual interest rate of 10.5% and semi-annual interest payments.

Before investing, consider both the potential income and the risks: a fixed interest rate does not guarantee payment or repayment of your capital.

What is Simpleros?

Simpleros S.L. is a Barcelona-based consumer lending company founded in 2020. The company is seeking up to €200,000 to expand its loan portfolio, strengthen working capital, attract customers and scale operations.

By purchasing its bonds, investors lend money to the company under the terms of the offering.

How much interest could you receive?

At a 10.5% annual rate, a €1,000 investment would accrue €105 in interest over a full year, before taxes and any applicable fees, provided the issuer meets its obligations.

Actual payments depend on the interest accrual dates and calculation method set out in the bond documents.

What are the main risks?

These are high-risk, subordinated bonds. Investors could lose some or all of their capital. In insolvency, subordinated bondholders rank behind higher-priority creditors.

There is no secondary market, so investors should be prepared to hold the bonds until maturity. The investment is not covered by deposit guarantee or investor compensation schemes. Simpleros’ performance also depends on borrowers’ repayments and conditions in the consumer lending sector.

How to invest in Simpleros bonds

Visit the campaign page to review the offering, financial information, repayment schedule and fees. Register or sign in to access the restricted documents and complete the required verification.

Explore Simpleros bonds and review the investment terms →

Marketing communication. Investing involves risk, including partial or total loss of capital. This article is not personal investment advice. Read the offering documents and assess the risks before investing.